Critical Illness Insurance helps with out-of-pocket expenses for covered illnesses like a heart attack or cancer.

If you experience a covered critical illness, the plan pays a lump-sum benefit on initial diagnosis. You select either $15,000 or $30,000 as your benefit amount and can use the money any way you choose. This benefit is in addition to other insurance coverage you may have.

• Critical Illness benefits are paid directly to you (unless otherwise assigned) as a lump sum, based on diagnosis or event.
• Cover yourself, your spouse/domestic partner, and your children without answering health questions. Your covered spouse/domestic partner can have coverage of 50% of your benefit and children are automatically covered at 50% of your benefit at no additional cost.
• Additional and reoccurrence benefits are also included.
• You do not have to be terminally ill to receive the benefit.
• Includes a $50 annual Health Screening benefit that provides for certain diagnostic tests (for example, Pap smear, colonoscopy, or mammography).

Learn more about how Critical Illness Insurance works.

To file a claim, go to The Hartford website or call (888) 755-1503. For more about filing claims, read this. Download a claim form.

Hospital Indemnity coverage provides benefits in addition to your medical plan if you or a covered family member is hospitalized. This may help you avoid dipping into savings or borrowing to pay out-of-pocket expenses, like transportation, meals, help with child care, or time away from work.

Hospital Indemnity benefits include:

• Hospital Confinement Benefit
• Hospital Admission Benefit
• Hospital Intensive Care Benefit
• Intermediate Intensive Care Step-Down Unit

Children are automatically covered at 50% of your benefit at no additional cost, and you may qualify for coverage without having to answer health questions. Learn more about how Hospital Indemnity coverage works.

Accident Insurance is a great way to supplement your medical insurance. Not meant to be a stand-alone medical plan, this coverage provides extra dollars to help pay out-of-pocket expenses for covered injuries and accidents — occurring on or off the job.

Coverage is available for individuals and families. No health questions or physical exams are required. The plan pays specified dollar amounts to help pay for a wide variety of injury and accidents expenses, including:

• Hospitalization
• Doctor’s office visits
• Physical therapy
• Emergency room
• Lodging for family

There’s even a $50 annual benefit for getting a preventive screening.

Benefits are paid directly to you (unless otherwise assigned) and are in addition to other coverage you may have. Use the money any way you wish. Learn more about how Accident Insurance works.

To file a claim, go to The Hartford website or call (888) 755-1503. For more about filing claims, read this. Download a claim form.

Save for your retirement with the Hertz 401(k) plan. Hertz offers the Income Savings Plan (the “Savings Plan” or the “401(k)”) to help you save for retirement and plan for your future. For more detailed information about the 401(k), read the Income Savings Plan Summary Plan Description (SPD).

• You can participate in the 401(k) beginning the first day of the calendar month following 30 days of employment.
• All enrolled participants can get personalized planning and advice from Fidelity.
• The Safe Harbor Notice describes the Safe Harbor Matching Contribution and how participants become eligible to receive this contribution.

If you suffer a disabling injury or illness, you may be unable to work for an extended period of time. Hertz offers optional income protection coverage under the Long-Term Disability (LTD) plan. LTD replaces a portion of your basic monthly earnings if you continue to be disabled and unable to work after exhausting Short-Term Disability (STD) benefits.

• You may pay for LTD coverage with after-tax or pre-tax contributions. When you elect after-tax contributions, any LTD benefit is not taxed. If you choose LTD coverage on a pre-tax basis, any benefit is subject to income tax.
• You receive LTD benefit payments after you have been disabled for 180 days on an approved period of STD. The benefit is a percentage of your base pay at the time you became disabled, depending on the option you elect and subject to benefit minimums and maximums. Your LTD benefit is reduced by benefits you receive or are eligible to receive from other sources, such as Social Security and workers’ compensation.
• Benefits continue for the maximum benefit period, as long as you remain disabled.

Short-Term Disability (STD) is paycheck insurance that protects a portion of your income in the event of a short-term illness, pregnancy, or injury. STD benefits are payable for up to 26 weeks (after a 7-day elimination period) for an approved disability leave.

Hertz provides Life Insurance coverage for you and your dependents, administered by The Hartford.

• Hertz-paid Basic Life Insurance provides coverage equal to one-times your base annual pay, at no cost to you.
• You may elect to purchase voluntary Supplemental Term Life Insurance coverage of up to six-times your annual base salary, up to a total of $3 million for both Basic and Supplemental coverage.

Accidental Death & Dismemberment (AD&D) Insurance coverage provides financial protection for you and your family in the event of a covered accidental injury or death.

• You may enroll in AD&D coverage when you’re first hired or during annual open enrollment. Evidence of Insurability (EOI) is not required.
• You may purchase coverage for yourself up to 10 times your annual base pay, with a $750,000 maximum. If you enroll, you may also cover your spouse/domestic partner and any eligible dependent children.
• You pay for AD&D coverage with pre-tax dollars and you’ll need to designate a beneficiary. Use the Enroll/Log In button at the top of the page to add or change your beneficiary.