Hospital Indemnity Coverage

Hospital Indemnity coverage provides benefits in addition to your medical plan if you or a covered family member is hospitalized. This may help you avoid dipping into savings or borrowing to pay out-of-pocket expenses, like transportation, meals, help with child care, or time away from work.

Hospital Indemnity benefits include:

  • Hospital Confinement Benefit
  • Hospital Admission Benefit
  • Hospital Intensive Care Benefit
  • Intermediate Intensive Care Step-Down Unit

Children are automatically covered at 50% of your benefit at no additional cost, and you may qualify for coverage without having to answer health questions. Learn more about how Hospital Indemnity coverage works.

To file a claim, go to The Hartford website or call (888) 755-1503. For more about filing claims, read this. Download a claim form.

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