Open Enrollment Resources

Update Your Benefit Elections for the 2026 Plan Year

On this page, you’ll find:

  • Open Enrollment Dates
  • What You Need to Know
  • Updating Dependent Coverage
  • Highlights for 2026
  • Virtual Benefits Fair
  • Review Your Options & Enroll Online
  • 2026 Benefits Guide

Open Enrollment is Nov. 1-15, 2025

This Open Enrollment period is for benefits effective Jan. 1 – Dec. 31, 2026. Don’t miss your chance to update your coverages!

What You Need to Know

Open Enrollment for 2026 benefits will be a passive enrollment. Unless you make any changes, all benefits from 2025 will roll over to 2026, with the exception of heath savings accounts (HSAs) and flexible spending accounts (FSAs). If you wish to contribute to either an HSA or FSA for 2026, you must elect those coverages and amounts for 2026.

You must log in to your Hertz Benefits account and actively enroll to:

  • Change your current benefit elections
  • Add or drop your covered dependent(s)
  • Enroll or continue participating in a flexible spending account (FSA)
  • Begin saving or make changes to your health savings account (HSA) contributions

Virtual Benefits Fair

compassThe Virtual Benefits Fair offers guidance on how to enroll in or make changes to your benefits, how to choose the right medical option for you and your family, and the dependent verification process if you add a new dependent to your coverage.

Plus, keep your eyes peeled for “Zippy” the Dog: find “Zippy” and register to win valuable prizes from our benefit vendors.

Updating Dependent Coverage

If you are adding or changing dependent(s) coverage or have a disabled child over the age of 26, be prepared to upload documentation verifying your dependent is eligible for the plan in which they are enrolled. Dependent Verification documents must be uploaded no later than Nov. 27, 2025, for coverage to be effective Jan. 1, 2026.

Highlights for 2026

It’s no secret that healthcare costs continue to rise. During our recent Employee Voice Survey, many of you asked for medical premiums to remain stable — and we listened.

We are excited to announce that medical rates will not be increasing for the 2026 plan year!

Visit the Medical Plan Costs & Coverage page for information about your medical plan options.

If you wish to participate in a flexible spending account (FSA), you must enroll or elect contributions during Open Enrollment.

Contribution Limit Increases:

  • The healthcare flexible spending account (HCFSA) maximum contribution limit is increasing to $3,300.
  • The dependent care flexible spending account (DCFSA) limit is increasing to $7,500 individually, or up to $3,750 if married and filing separately.

Visit the Flexible Spending Accounts (FSAs) page for information about your FSA options.

Employees who receive an annual preventive health screening and complete Quantum’s annual health risk assessment will be eligible to receive a wellness reward.

If you cover a spouse or domestic partner, they will also be required to complete these activities in order for you both to earn your rewards.

You must be enrolled in a Hertz UMR medical plan to be eligible for the reward.*

You have until December 31, 2025 to complete the required wellness activities. Please note that retroactive credits or late submissions will not be accepted.

To determine the status of your wellness reward completion, refer to this guide: How to Check Your Wellness Reward Completion.

Schedule your annual preventive health screening today! Call Quantum at 877-674-3045 if you have any questions about the wellness reward. You can find more information on the Medical Wellbeing Programs page.

*The ability to earn rewards through our wellness program is available to all employees. If you or a dependent think you might be unable to meet a standard for the reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means. Contact HR and we will work with you to develop another way to qualify for the reward.

The CDHP will be the only Hertz medical plan that works with a health savings account (HSA). If you currently have an HSA and switch to either the PPO plan or Copay plan, you will not be able to continue your HSA contributions.

However, you will still be able to access and use the money that is in your account for eligible expenses.

Contribution Limit Increase: The HSA maximum contribution limits are increasing to $4,400 for employee-only and to $8,750 for all other coverage, plus a $1,000 annual catch up contribution for those over age 55 — all maximums include Hertz funding.

Visit the Health Savings Account (HSA) page for information about managing your HSA. For information about the medical plan options available to you, visit the Medical Plan Costs & Coverage page.

Review Your Options & Enroll Online

Review your coverage options on this website using the navigation menu at the top of any page, and then enroll online between Nov. 1-15, 2025.

Make sure your location is reflected in the top right-hand corner on this website to ensure you’re accessing the correct information.

First time enrolling? Follow these steps.

2026 Benefits Guide

If you’d like to review all of your benefit options in one place, you can also access the 2026 Benefits Guide flipbook:

Printing or saving a copy of your benefit election summary is always recommended.

Need help? You can reach a Hertz Benefits Specialist by calling 800-654-3373 and selecting Option #3 for help or to confirm your enrollment details.

Employee Resource Groups (ERGs)

Shaping A Culture of Inclusion

Hertz Employee Resource Groups (ERGs) offer the opportunity for diverse employee groups and their allies to come together and shape a culture of inclusion. ERGs are employee-led, voluntary groups currently available on the Estero and Oklahoma City campuses.

The ERG network includes:

  • Working Families: Educate, communicate and leverage resources so employees may successfully achieve work-family balance.
  • Women and Allies: Empower women to lead in their own way and to grow and thrive in both their careers and the community.
  • Wellness: Connect employees to celebrate and advocate for physical, emotional, financial, and mental health in and out of the workplace.
  • Veterans, First Responders and Allies: Build a culture that recognizes and celebrates the contributions of our veterans, active-duty reservists, first responders and their families while supporting their needs.
  • Pride and Allies: Promote enrichment and opportunity for the LBGTQ+ community, accelerate the company’s competitive advantage and to attract and retain a diverse workforce.
  • Multicultural: Shape a more inclusive workplace by raising awareness of cultural nuances, celebrating cultural diversity throughout the organization and the communities we serve.
  • GENH Professionals & Allies: Cultivate a sense of community, enhance engagement, and foster personal and professional development among individuals who are in the early stages of their career, newer in their tenure with Hertz, or interested in allyship.

The following wellbeing programs are for employees living in Hawaii who are enrolled in a Hertz medical plan.

Medical Wellbeing Programs for Hawaii Residents

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Healthworks

You and your enrolled spouse/domestic partner can earn up to $350 by completing these activities:*

  • Complete the online total health assessment to receive a $200 Visa reward card.
  • Complete up to three healthy lifestyle programs to receive an additional $50 Visa gift card for each completed program. The healthy lifestyle programs are free, interactive, and personalized to empower you to take charge of your own health and reshape your lifestyle.

For questions or to check on reward status, call 866-300-9867 or email rewardscustomerservice@kp.org.

Wellness Coaches

Whether you’re trying to lose weight, quit tobacco, or reduce stress, getting started and staying motivated can be a challenge. Wellness Coaches can give you the extra support you need to make a healthy change.

Call 808-432-2260 to partner with a coach to help you make healthy habits a part of your daily routine.

Fit Rewards

The Fit Rewards program allows you to earn a free gym membership. Start by paying the annual $200 program fee. Then, work out at a participating gym for at least 45 days (30 minutes per session) between Jan. 1 and Dec. 31, and when you do, you’ll get your $200 back. Visit kp.org/fitrewards for more details.

Calm

Calm is the number one app for meditation and sleep. You can choose from hundreds of programs and activities, including:

  • Guided meditations
  • Sleep Stories
  • Mindful movement videos

Visit kp.org/selfcareapps to get started.

Headspace Care

Headspace Care (formerly called Ginger) offers 1-on-1 emotional support coaching and self-care activities to help with many common challenges.

  • Coaches are available by text 24/7
  • You can use Headspace Care‘s text-based coaching services at no cost, no referral needed.

Visit kp.org/selfcareapps to get started.

Quantum Health Care Coordinators

A dedicated support team to help you with your unique healthcare needs.
Learn More

Quantum Health Care Coordinators

Dedicated Support Team & Claims Solutions

Your Dedicated Support Team

Healthcare can be a difficult and costly journey that no one should have to navigate alone. Quantum is with you every step of the way. Think of your Quantum Health Care Coordinators as your personal team of nurses, benefits experts and claims specialists who will do whatever it takes to help you with your unique healthcare needs. Each time you contact a Care Coordinator, you’ll talk to a real person who understands your benefits and knows how to navigate the healthcare system.

From replacing ID cards to more complicated matters, like claim resolutions, no request is too big or small for your Care Coordinators. Empowered and resourceful, Care Coordinators do things like:

  • Get answers to claims, billing and benefits questions
  • Find in-network providers
  • Verify coverage and get prior approval if needed
  • Contact providers to coordinate your treatment
  • Review your care options
  • Replace ID cards

Claims Solutions

Quantum can break down even the most complex claim so you always know exactly what has been paid and what is due. If you believe a claim has been unfairly denied, Quantum will do the research and either resolve it on your behalf or explain why it was denied.

Benefits Experience

Figuring out what is or isn’t covered by your plan can be confusing. Your Care Coordinators know your benefits from top to bottom. When you have questions, call Quantum. You may have benefits you’re not even aware of.

Look out for more information about how to contact your Care Coordinators at 877-674-3045 or by visiting HealthyHertz.com.

Provider

Quantum Health

Care Coordinators, Claims Solutions, Wellness Reward & Tobacco Cessation

Phone: 877-674-3045 (Monday - Friday, 8:30 a.m. - 10 p.m. ET)

The following wellbeing programs are for employees living in Hawaii who are enrolled in a Hertz medical plan.

Medical Wellbeing Programs for Hawaii Residents

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Healthworks

You and your enrolled spouse/domestic partner can earn up to $350 by completing these activities:*

  • Complete the online total health assessment to receive a $200 Visa reward card.
  • Complete up to three healthy lifestyle programs to receive an additional $50 Visa gift card for each completed program. The healthy lifestyle programs are free, interactive, and personalized to empower you to take charge of your own health and reshape your lifestyle.

For questions or to check on reward status, call 866-300-9867 or email rewardscustomerservice@kp.org.

Wellness Coaches

Whether you’re trying to lose weight, quit tobacco, or reduce stress, getting started and staying motivated can be a challenge. Wellness Coaches can give you the extra support you need to make a healthy change.

Call 808-432-2260 to partner with a coach to help you make healthy habits a part of your daily routine.

Fit Rewards

The Fit Rewards program allows you to earn a free gym membership. Start by paying the annual $200 program fee. Then, work out at a participating gym for at least 45 days (30 minutes per session) between Jan. 1 and Dec. 31, and when you do, you’ll get your $200 back. Visit kp.org/fitrewards for more details.

Calm

Calm is the number one app for meditation and sleep. You can choose from hundreds of programs and activities, including:

  • Guided meditations
  • Sleep Stories
  • Mindful movement videos

Visit kp.org/selfcareapps to get started.

Headspace Care

Headspace Care (formerly called Ginger) offers 1-on-1 emotional support coaching and self-care activities to help with many common challenges.

  • Coaches are available by text 24/7
  • You can use Headspace Care‘s text-based coaching services at no cost, no referral needed.

Visit kp.org/selfcareapps to get started.

Get Help Enrolling

Hertz Benefits Specialists

We understand enrolling isn’t always simple, so you may have questions or need help. Hertz Benefits Specialists can answer your questions or even complete your enrollment with you at 800-654-3373, Option 3.

Hertz Benefits Specialists are available from 9 a.m. to 6 p.m. ET (8 a.m. to 5 p.m. CT), Monday through Friday. Press “3” to speak to a Hertz Benefits Specialist.

AskHR

If any of your personal information appears to be incorrect within the benefits system and for information on some benefits programs, such as Tuition Reimbursement and Car Discounts, please contact AskHR.

AskHR is available to help from 9 a.m. to 6:30 p.m. ET (8 a.m. to 5:30 p.m. CT), Monday through Friday by calling 800-654-3373.

Union Benefits

Questions regarding any Union benefits can be directed to the Union Benefits Manager at jlehenbauer@hertz.com. Employees may have a combination of Hertz and/or Union benefits eligibility.

Supplemental Coverage for Medical Expenses

Voluntary Accident, Critical Illness & Hospital Indemnity Insurance

Administered by The Hartford, these voluntary benefits are a great way to supplement your medical insurance. Coverage can be selected during enrollment and paid for with payroll deductions.

Accident Insurance

Accident Insurance is not meant to be a stand-alone medical plan, but instead provides extra dollars to help pay out-of-pocket expenses for covered injuries and accidents — occurring on or off the job.

Coverage is available for individuals and families. No health questions or physical exams are required.

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Coverage & Benefits

The Accident Insurance plan pays specified dollar amounts to help pay for a wide variety of injury and accidents expenses, including:

  • Hospitalization
  • Doctor’s office visits
  • Physical therapy
  • Emergency room
  • Lodging for family

The Accident Insurance plan will give you $50 when you receive a preventative Health Screening or certain diagnostic tests.

Benefits are paid directly to you, unless otherwise assigned, and are in addition to other coverage you may have. Use the money any way you wish.

Critical Illness Insurance

Critical Illness Insurance helps with out-of-pocket expenses for covered illnesses, like a heart attack or cancer. If you experience a covered critical illness, the plan pays a lump-sum benefit on initial diagnosis.

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Coverage & Benefits

Critical Illness Insurance allows you to select either $15,000 or $30,000 as your benefit amount, and then you can use the money any way you want to help with the expenses resulting from a covered illness.

  • This benefit is in addition to other insurance coverage you may have.
  • Critical Illness benefits are paid directly to you, unless otherwise assigned, as a lump sum based on diagnosis or event.
  • You do not have to be terminally ill to receive the benefit.

The Critical Illness Insurance plan will give you $50 when you receive a preventative Health Screening or certain diagnostic tests.

Who You Can Cover

You can cover yourself, your spouse or domestic partner, and/or your child(ren) without answering health questions.

  • Your covered spouse or domestic partner can have coverage of 50% of your benefit.
  • Children are automatically covered at 50% of your benefit at no additional cost.
  • Additional and re-occurrence benefits are also included.

Hospital Indemnity Insurance

Hospital Indemnity Insurance provides benefits if you or a covered family member is hospitalized. This may help you avoid dipping into savings or borrowing to pay out-of-pocket expenses, like transportation, meals, help with child care, or time away from work.

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Coverage & Benefits

Hospital Indemnity benefits include:

  • Hospital Confinement Benefit
  • Hospital Admission Benefit
  • Hospital Intensive Care Benefit
  • Intermediate Intensive Care Step-Down Unit

Who You Can Cover

Children are automatically covered at 50% of your benefit at no additional cost, and you may qualify for coverage without having to answer health questions.

Learn More

Important: This is a fixed indemnity policy, not health insurance. This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care. Please review the full notice at the end of the Benefits Guide.

Webinar

How to File Claims

To file a voluntary benefits claim, visit thehartford.com/mybenefits or call (888) 755-1503. Refer to the documents linked below for guidance.

Provider

The Hartford

Disability. Leave of Absence (LOA) & Supplemental Health

Disability & Leave: 888-277-4767

Supplemental Health: 866-547-4205

Discounts & Savings

Car Discounts

Hertz offers employees and their spouses/domestic partners up to 40% off car rentals. Employees can invite up to 10 family members and friends to enjoy a discount of up to 20%. Plus, you and your family members can save on car purchases. Employees are eligible to participate in the discount after 90 days of employment.

Hertz Core Plus Deals & Discounts

Your Hertz Core Plus deals and discount benefit offers an extensive network of retailers and service providers to help you find great savings on apparel, electronics, entertainment, travel, and more. To get started, log in at hertz.corestream.com.

Tuition Reimbursement

The Tuition Reimbursement program helps eligible employees with the cost of continuing education. The amount for eligible reimbursement is $5,250 per calendar year.

After being employed on a regular full-time basis for at least six (6) months, you are eligible to receive tuition reimbursement on graduate or undergraduate programs. Employees who voluntarily leave Hertz within one year of receiving tuition reimbursement must reimburse Hertz for any payments received.

Perks at Work

Our employee discount marketplace, Perks at Work, leverages the buying power of our employees and those of thousands of other companies so you can save on almost anything. You can access private discount pricing on your favorite brands, hotels, everyday items, dining, movie tickets, pet insurance and more.

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What's Included

Through Perks at Work, you can:

  • Take advantage of Hertz-negotiated discounts.
  • Choose from 30,000+ products and services in over 20 different categories ranging from electronics, appliances, food and groceries, travel, fitness, and more.
  • Earn cash-back WOW Points to redeem on future Perks at Work purchases.
  • Get instant access to the Community Online Academy (COA), a free resource of live and on-demand classes for both adults and kids with topics on wellness and personal development.

Get Started

To start shopping, visit the Perks at Work website and register with your Hertz email address to activate your account. Once registered, you can set your own communication preferences and start saving.

Perks for Family & Friends

You can invite your family members or friends to enjoy these exclusive savings, too. Just log in to Perks at Work, navigate to My Account, and select Invite A Friend.

Perks at Work App

The Perks at Work app is available for Apple and Android devices. Use the links and/or the QR codes below to download the app.

Open the Apple Store Open the Google Play Store
QR code for the Perks at Work app in the Apple Store QR code for the Perks at Work app in the Google Play Store

Provider

Perks at Work
Perks at Work

Employee Discount Marketplace

Commuter Accounts

Don’t lose the chance to put up to $1,000 back into your pocket this year!

The Hertz Commuter Benefits Program is an IRS-approved benefit, administered through the Office of Compliant Administration (OCA), that allows employees to set aside money on a tax-free basis to pay for transportation and parking expenses incurred while getting to and from work.

  • You will receive your own OCA debit card that you can use to pay for eligible commuting expenses.
  • Vouchers can be used to pay for transit tickets, passes, or to pay parking vendors.
  • Any unused funds that remain in your account at the end of the year will be carried
    over into the next plan year, if you continue to participate in the plan.

Online & Mobile Access

Get instant access to your account with the MyOCA member portal and the OCA Mobile app.

  • View your account balance and
    transaction history
  • Upload and store receipts
  • View important alerts and
    communications
  • Sign up for text message alerts

Register for the MyOCA member portal at oca125.com/login. Download the OCA Mobile app via the App Store or Google Play.

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How Commuter Accounts Work

  • A commuter account allows you to set aside pre-tax dollars for mass transit and parking expenses associated with your daily commute to work.
  • There are two types of commuter accounts: mass transit and parking. You have the option to enroll in one or both accounts.
  • You choose a monthly election amount, up to $300 for mass transit expenses and $300 for parking expenses. This money is placed in your account via payroll deduction and then used to pay for eligible commuting expenses.

What's Covered

Eligible Expenses

Ineligible Expenses

Commuter funds can cover costs for:

  • Bus, ferry, train, subway tickets
    and passes
  • Vanpool fees when there are six or
    more adult passengers
  • Parking expenses, including parking
    at or near your place of work or at the
    location from which you take mass
    transit to get to work

Certain expenses are not eligible, including:

  • Tolls
  • Taxis
  • Gas/fuel
  • Mileage

Tax Savings

  • If you take public transportation to work or pay for parking, you’ll want to take advantage of the savings these plans offer.
  • Money contributed to a commuter account is free from federal and state taxes and remains tax-free when it is spent on eligible expenses.
  • On average, participants enjoy a 30% tax savings on their annual contribution. This means you could be saving up to $1,000 per year on commuter expenses!

Save your receipts when you spend your commuter account dollars. You may need
itemized invoices to verify the eligibility of expenses.

Provider

OCA
OCA

Commuter Accounts (Office of Compliant Administration)

Phone: 1-855-OCA-0777
Fax: 609-514-2778

Alliant Credit Union

Earn more and save more. Unlike banks, Alliant returns profits to its members through higher savings rates, lower loan rates, and fewer fees. And they make it easy to bank with 24/7 account access and member services.

Why become an Alliant member?

  • Award-winning savings accounts, checking accounts, and credit cards.
  • Exclusive, above-market rates on deposit accounts.
  • Excellent rates on loans including auto loans and mortgages.
  • Simple and convenient mobile banking.

Provider

Perks at Work
Alliant Credit Union

Banking, Savings & Loans