Life and AD&D Insurance

Financial Support for Your Beneficiary
Hertz Benefits 5 Guide 5 Financial 5 Life and AD&D Insurance

Life Insurance

Hertz provides Life Insurance coverage for you and your dependents, administered by The Hartford.

  • Hertz-paid Basic Life Insurance provides coverage equal to one-times your base annual pay, at no cost to you.
  • You may elect to purchase voluntary Supplemental Term Life Insurance coverage of up to six-times your annual base salary, up to a total of $3 million for both Basic and Supplemental coverage.

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    Life Insurance Coverage for Your Dependents

    Coverage is also available for your spouse/domestic partner and qualifying dependent children, according to the chart below. Contributions are made on an after-tax basis, so the benefit is not taxable when you receive it.

    Your Spouse/Domestic Partner Your Child(ren)

    Coverage guaranteed up to $50,000 with no Evidence of Insurability (EOI) required

    Coverage above $50,000 requires Evidence of Insurability (EOI)

    		 Coverage available in amounts of $5,000 to $15,000 with no Evidence of Insurability (EOI) required

    Included Benefits & Services

    The following additional benefits and services are automatically included with your Basic Life Insurance coverage:

    • Online tool for drafting your will
    • Legal and emotional support for beneficiaries after a death
    • Travel assistance
    • Identity theft protection
    • The Hartford’s Express Pay process, which, under certain conditions will pay death claims in as little as 48 hours
    • Funeral planning advisor assistance, including cost comparison services and online tools

    Evidence of Insurability (EOI) Requirement

    Evidence of Insurability (EOI) is how you provide pr­­­oof of good health to The Hartford.

    • If you’re a new hire and enroll when first eligible, you can elect coverage up to the lesser of five times your annual base pay or $300,000 without EOI.
    • If you’re a current employee and enroll after you are first eligible or increase your Supplemental coverage by more than one times annual base pay, EOI is required for coverage above five times annual base pay.
    Supplemental Term Life Coverage Highlights

    AD&D Insurance

    Accidental Death & Dismemberment (AD&D) Insurance coverage provides financial protection for you and your family in the event of a covered accidental injury or death.

    • You may enroll in AD&D coverage when you’re first hired or during annual open enrollment. Evidence of Insurability (EOI) is not required.
    • You may purchase coverage for yourself up to 10 times your annual base pay, with a $750,000 maximum. If you enroll, you may also cover your spouse/domestic partner and any eligible dependent children.
    • You pay for AD&D coverage with pre-tax dollars and you’ll need to designate a beneficiary. Use the Enroll/Log In button at the top of the page to add or change your beneficiary.
    Voluntary AD&D Coverage Highlights

    The Hertz policy number with The Hartford is 803546.

    Documents

    Additional policy documents are available in the Document Library.

    Provider

    The Hartford

    Life & AD&D, Voluntary Benefits, Disability & Leave

    • General: 1-888-301-5615
    • Life/AD&D: 1-888-755-1503
    • Voluntary Benefits: 1-866-547-4205
    • Fax: 1-866-954-2621
    • Mailing Address: The Hartford, Group Claims, PO Box 14299, Lexington, KY 40512-4299