Hertz Benefits
Locate Benefits Information Using the Menu AboveLegal Plan
Legal Help Whenever You Need ItThis voluntary coverage can be selected during enrollment and paid for with payroll deductions.
MetLife Legal Plans
With MetLife Legal Plans, you and your eligible dependents have access to a nationwide network of over 18,000 attorneys who can help with a variety of legal-related matters, from estate planning and real estate to family law and traffic offenses.
Under the plan, attorney fees for covered legal services are paid 100% when you use an in-network attorney.Â
Covered legal services Include:
- Wills, living wills, and trusts
- Powers of attorney
- Traffic ticket defense
- Purchase, sale, or refinancing of your home (primary, secondary, or vacation)
- Divorce (up to 20 hours)
- Guardianship
- Adoption
- Name change
- Juvenile court defense
- Debt collection defense and personal bankruptcy
- Document review
- Office or phone consultations for an unlimited number of personal legal matters
- Tenant negotiations, eviction defense, and security deposit assistance (tenant only)
- Preparation of affidavits, deeds, demand letters, mortgages, notes
- Personal property protection
- Elder law matters
Covered legal services Include:
- Wills, living wills, and trusts
- Powers of attorney
- Traffic ticket defense
- Purchase, sale, or refinancing of your home (primary, secondary, or vacation)
- Divorce (up to 20 hours)
- Guardianship
- Adoption
- Name change
- Juvenile court defense
- Debt collection defense and personal bankruptcy
- Document review
- Office or phone consultations for an unlimited number of personal legal matters
- Tenant negotiations, eviction defense, and security deposit assistance (tenant only)
- Preparation of affidavits, deeds, demand letters, mortgages, notes
- Personal property protection
- Elder law matters
Provider
MetLife Legal Plans
Identity Protection
Be Prepared in the Event of FraudAllstate Identity Protection Coverage
Did you know that an identity is stolen every two seconds and that 40% of fraud takes place without an actual credit or debit card? Be prepared in the event that your identity or financial information is lost or stolen. Enjoy peace of mind, financial reassurance, and time-saving expertise with a comprehensive protection plan from Allstate Identity Protection, formerly InfoArmor.
Benefits include:
- Identity and credit monitoring
- Credit scores and reports
- Financial transaction monitoring
- Wallet protection
- $1 million identity theft insurance policy
Provider
Allstate
Identity Protection
Phone: 1-800-789-2720 (Available 24/7)
Pets Best Insurance
You can enroll in this voluntary coverage at any time: it is directly billed and not available as a payroll deduction. Have your payment information ready when you enroll.
Pet Health Insurance
Pets are family, too. With pet health insurance coverage from Pets Best, a leading US provider, pet parents don’t have to decide between their pet’s care and over-extending personal finances.
Pets Best coverage helps you afford the best course of treatment, protects against major financial setbacks, and can give you peace of mind so you can focus on caring for your pet without worrying about the financial burden. You’ll get reimbursed for veterinary bills when your dog or cat is sick or injured.
Coverage Options
You have three coverage options:
- Silver: Covers accidents, illnesses, cancer, hereditary conditions, emergency care, surgeries, and prescription medications
- Gold: Covers everything Silver coverage does, plus accident and illness exam fees, rehabilitative care, acupuncture, and chiropractic care
- Platinum: Covers everything Gold coverage does, plus routine care.
How to Enroll
Employees can enroll at any time either by visiting petsbest.com/hertzpets or by calling 888-984-8700 and referencing discount code HERTZPETS.
Provider
Pets Best
Critical Illness Insurance
Critical Illness Insurance helps with out-of-pocket expenses for covered illnesses like a heart attack or cancer.
If you experience a covered critical illness, the plan pays a lump-sum benefit on initial diagnosis. You select either $15,000 or $30,000 as your benefit amount and can use the money any way you choose. This benefit is in addition to other insurance coverage you may have.
- Critical Illness benefits are paid directly to you (unless otherwise assigned) as a lump sum, based on diagnosis or event.
- Cover yourself, your spouse/domestic partner, and your children without answering health questions. Your covered spouse/domestic partner can have coverage of 50% of your benefit and children are automatically covered at 50% of your benefit at no additional cost.
- Additional and reoccurrence benefits are also included.
- You do not have to be terminally ill to receive the benefit.
- Includes a $50 annual Health Screening benefit that provides for certain diagnostic tests (for example, Pap smear, colonoscopy, or mammography).
Learn more about how Critical Illness Insurance works.
To file a claim, go to The Hartford website or call (888) 755-1503. For more about filing claims, read this. Download a claim form.
Provider
Hospital Indemnity Coverage
Hospital Indemnity coverage provides benefits in addition to your medical plan if you or a covered family member is hospitalized. This may help you avoid dipping into savings or borrowing to pay out-of-pocket expenses, like transportation, meals, help with child care, or time away from work.
Hospital Indemnity benefits include:
- Hospital Confinement Benefit
- Hospital Admission Benefit
- Hospital Intensive Care Benefit
- Intermediate Intensive Care Step-Down Unit
Children are automatically covered at 50% of your benefit at no additional cost, and you may qualify for coverage without having to answer health questions. Learn more about how Hospital Indemnity coverage works.
To file a claim, go to The Hartford website or call (888) 755-1503. For more about filing claims, read this. Download a claim form.
Provider
Accident Insurance
Accident Insurance is a great way to supplement your medical insurance. Not meant to be a stand-alone medical plan, this coverage provides extra dollars to help pay out-of-pocket expenses for covered injuries and accidents — occurring on or off the job.
Coverage is available for individuals and families. No health questions or physical exams are required. The plan pays specified dollar amounts to help pay for a wide variety of injury and accidents expenses, including:
- Hospitalization
- Doctor’s office visits
- Physical therapy
- Emergency room
- Lodging for family
There’s even a $50 annual benefit for getting a preventive screening.
Benefits are paid directly to you (unless otherwise assigned) and are in addition to other coverage you may have. Use the money any way you wish. Learn more about how Accident Insurance works.
To file a claim, go to The Hartford website or call (888) 755-1503. For more about filing claims, read this. Download a claim form.
Provider
401(k) Income Savings Plan
Save for Retirement with the Hertz 401(k) PlanPlan Information
Save for your retirement with the Hertz 401(k) plan. Hertz offers the Income Savings Plan (the “Savings Plan” or the “401(k)”) to help you save for retirement and plan for your future. For more detailed information about the 401(k), read the Income Savings Plan Summary Plan Description (SPD).
- You can participate in the 401(k) beginning the first day of the calendar month following 30 days of employment.
- All enrolled participants can get personalized planning and advice from Fidelity.
- The Safe Harbor Notice describes the Safe Harbor Matching Contribution and how participants become eligible to receive this contribution.
Enroll & Manage Your 401(k)
Visit Fidelity NetBenefits to register for an account, enroll in the 401(k), and learn more about your investment options.
(blank)
Contribution Limits
The contribution limit is $23,500. If you are age 50 or older by the end of the calendar year, you can contribute an additional $7,500 and if you are between age 60 and 63 by the end of 2025, the catch up contribution increases to $11,250.
Hertz Matching Contribution
Hertz will match your contributions dollar for dollar on the first 3% you contribute and 50 cents per dollar on the next 2% you contribute. This means your account is credited with a 4% matching contribution if you contribute 5% or more. As a safe harbor 401(k) plan, your employee and employer contributions are immediately 100% vested.
Why Contribute to the 401(k)?
For an example of the benefits of contributing to a 401(k) plan, refer to the example below.
| Example | Contributions |
|---|---|
| Jennifer (employee) contributes 5% to her 401(k) account | $5,000 |
| Hertz matches the first 3% dollar for dollar | $3,000 |
| Hertz matches 50 cents for every dollar of the next 2% | $1,000 |
| In total, Hertz matches 4% | $4,000 |
On-Demand 401(k) Webinars
To ensure each Hertz employee has access to information and tools to better prepare for retirement, we have partnered with Fidelity to host a series of educational, on-demand webinars. You can view the webinars online at a time and place that are right for you.
Watch these webinars to learn more about how you can best take advantage of the Hertz 401(k) Income Savings Plan and position yourself for a more secure retirement.
| Webinar Name | Link |
|---|---|
| Make the Most of Your Retirement Savings | |
| Turn Your Savings into Retirement Income | |
| Identify and Prioritize Your Savings Goals | |
| Preserving Your Savings for Future Generations |
Thinking About Retirement? Medicare Solutions is a free resource for anyone nearing age 65 or older who needs help navigating Medicare and choosing a plan.
Provider
Fidelity NetBenefits
Long-Term Disability (LTD) Insurance
Paycheck Insurance in the Event You Can't WorkLong-Term Disability (LTD) Coverage
If you suffer a disabling injury or illness, you may be unable to work for an extended period of time. Hertz offers optional income protection coverage under the Long-Term Disability (LTD) plan. LTD replaces a portion of your basic monthly earnings if you continue to be disabled and unable to work after exhausting Short-Term Disability (STD) benefits.
How It Works
- You may pay for LTD coverage with after-tax or pre-tax contributions. When you elect after-tax contributions, any LTD benefit is not taxed. If you choose LTD coverage on a pre-tax basis, any benefit is subject to income tax.
- You receive LTD benefit payments after you have been disabled for 180 days on an approved period of STD. The benefit is a percentage of your base pay at the time you became disabled, depending on the option you elect and subject to benefit minimums and maximums. Your LTD benefit is reduced by benefits you receive or are eligible to receive from other sources, such as Social Security and workers’ compensation.
- Benefits continue for the maximum benefit period, as long as you remain disabled.
(blank)
Evidence of Insurability
Evidence of Insurability (EOI) is how you provide proof of good health to The Hartford.
- If you’re a new hire and enroll when first eligible, you can elect either coverage option without EOI.
- If you’re a current employee and enroll after you are first eligible or change your coverage, EOI is required.
Filing a Claim for LTD Benefits
You may file a claim for LTD benefits by telephone or online after you know you’ll be absent from work for seven (7) consecutive days or more due to an illness or injury.
- You must provide proof of your disability when you file.
- If your claim is approved, you’ll receive disability pay for the period of your disability minus the waiting period.
- If your claim is denied, you have the right to appeal.
Documents
Additional policy documents are available in the Document Library.
Provider
The Hartford
Disability. Leave of Absence (LOA) & Supplemental Health
Disability & Leave: 888-277-4767
Supplemental Health: 866-547-4205